TERMS OF SERVICES
Effective Date: 12, January 2026
Last Revised: 12, January 2026

These Terms of Service (the "Terms," "Agreement," or "TOS") constitute a legally binding agreement between you and DREAMS WORLDVIEW INC governing your access to and use of the Platform and Services (as defined below).

DREAMS WORLDVIEW INC is a Delaware corporation with its principal place of business located at 8 THE GREEN, STE R DOVER, DE 19901, United States (hereinafter referred to as "Company," "we," "us," or "our").

BY ACCESSING, BROWSING, OR USING THE PLATFORM, OR BY PURCHASING A SUBSCRIPTION, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND ALL POLICIES INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE PLATFORM.

1. DEFINITIONS
For purposes of these Terms, the following definitions apply:
(a) "Platform" means the Company's proprietary digital platform, including all websites, mobile applications, software, interfaces, and related technologies operated by the Company, accessible at [insert domain] and through associated applications.
(b) "Services" means all content, features, functionality, tools, resources, and services provided through the Platform, including but not limited to educational content, informational materials, community features, live interactive sessions, recorded content, discussion forums, and any other offerings made available by the Company.
(c) "Content" means all text, graphics, images, music, software, audio, video, information, data, and other materials available through the Platform, whether provided by the Company, its licensors, or users.
(d) "User Content" means any content, materials, information, or data that you submit, post, upload, or otherwise make available through the Platform.
(e) "Subscription" means a paid membership plan that grants access to the Services for a specified period, subject to the terms and conditions set forth herein.
(f) "Account" means the user account you create to access the Platform and Services.

2. ACCEPTANCE AND MODIFICATION OF TERMS
2.1 Binding AgreementThese Terms constitute a binding legal agreement between you and the Company. By accessing or using the Platform, creating an Account, or purchasing a Subscription, you expressly agree to be bound by these Terms and all policies incorporated by reference, including but not limited to:
  • Refund Policy
  • Cancellation Policy
  • Privacy Policy
  • Community Guidelines (if applicable)
  • Acceptable Use Policy
2.2 Modifications to Terms
The Company reserves the right, in its sole discretion, to modify, amend, supplement, or replace these Terms at any time, with or without notice.
(a) Effective Date: Changes become effective immediately upon posting the revised Terms on the Platform with an updated "Last Revised" date.
(b) Notice: For material changes that substantially affect your rights or obligations, the Company may, at its discretion, provide notice via email to the address associated with your Account or through a prominent notice on the Platform. However, the Company is not obligated to provide individual notice.
(c) Acceptance: Your continued access to or use of the Platform following the posting of changes constitutes your acceptance of and agreement to be bound by the modified Terms.
(d) Responsibility to Review: It is your sole responsibility to review these Terms periodically. The Company assumes no liability for your failure to review updated Terms.
(e) Rejection of Changes: If you do not agree to any modification of these Terms, your sole remedy is to discontinue use of the Platform and cancel your Subscription in accordance with the Cancellation Policy
2.3 Additional Terms
Certain features, services, or promotions may be subject to additional terms and conditions, which will be presented to you at the time of access or purchase. Such additional terms are incorporated into these Terms by reference and, in the event of a conflict, shall control with respect to the specific feature, service, or promotion.

3. ELIGIBILITY AND CAPACITY
3.1 Age Requirement
The Platform is intended for use by individuals who are at least eighteen (18) years of age. By accessing or using the Platform, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding contract.
3.2 Jurisdictional Restrictions
The Platform is controlled and operated from the United States and is intended for users located in jurisdictions where access is lawful. The Company makes no representation that the Platform or Services are appropriate or available for use in all locations.
If you access the Platform from outside the United States, you do so at your own risk and are responsible for compliance with local laws and regulations.
3.3 Prohibited Users
You may not access or use the Platform if:
(a) You have previously been suspended or banned from the Platform;
(b) You are prohibited from receiving the Services under applicable law;
(c) Your Account has been terminated for violation of these Terms; or
(d) You are accessing the Platform on behalf of a competitor for purposes of monitoring, copying, or competitive analysis.
3.4 Corporate or Entity Use
If you are accessing the Platform on behalf of a company, organization, or other legal entity, you represent and warrant that you have the authority to bind such entity to these Terms, and references to "you" shall include both you individually and the entity you represent.

4. ACCOUNT REGISTRATION AND SECURITY
4.1 Account Creation
To access certain features of the Platform and Services, you must create an Account by providing accurate, current, and complete information as prompted by the registration process.
4.2 Account Information Accuracy
You agree to:
(a) Provide true, accurate, current, and complete information during the registration process;
(b) Maintain and promptly update your Account information to keep it accurate, current, and complete;
(c) Notify the Company immediately of any unauthorized access to or use of your Account; and
(d) Accept all responsibility for any activity that occurs under your Account.
4.3 Account Security(a) You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password.
(b) You agree not to share your Account credentials with any third party or allow any third party to access your Account.
(c) You agree to immediately notify the Company of any unauthorized use of your Account or any other breach of security.
(d) The Company will not be liable for any loss or damage arising from your failure to maintain the security of your Account credentials.
4.4 Account Suspension and Termination
The Company reserves the right, in its sole discretion, to suspend, disable, or terminate your Account at any time, with or without notice, for any reason, including but not limited to:
  • Violation of these Terms or any incorporated policy;
  • Fraudulent, abusive, or illegal activity;
  • Sharing or unauthorized use of Account credentials;
  • Non-payment or failed payment processing;
  • Harassment or abusive conduct toward other users or Company personnel;
  • Any conduct that the Company determines to be harmful to the Platform, other users, or the Company's interests.
4.5 Single Account Per User
Each user is permitted to maintain only one active Account. Creating multiple Accounts to circumvent restrictions, abuse promotions, or engage in fraudulent activity is strictly prohibited and may result in termination of all associated Accounts without refund.

5. SUBSCRIPTIONS, BILLING, AND PAYMENT
5.1 Subscription Plans
The Platform is offered through paid Subscription plans, which may include monthly recurring subscriptions, annual subscriptions, or other billing arrangements as described on the Platform at the time of purchase.
Pricing, features, benefits, and availability of Subscription plans are subject to change at the Company's discretion. Current pricing and plan details are available on the Platform.
5.2 Payment Authorization
By purchasing a Subscription, you authorize the Company and its third-party payment processors to charge your designated payment method for:
(a) The initial Subscription fee;
(b) All recurring Subscription fees in accordance with your selected billing cycle;
(c) Any applicable taxes, duties, or governmental charges; and
(d) Any other fees or charges associated with your use of the Platform.
5.3 Automatic Renewal
All Subscriptions automatically renew at the end of each billing period unless you cancel prior to the renewal date.
(a) Monthly Subscriptions: Automatically renew on a monthly basis on the same calendar day each month (or the last day of the month if your subscription date does not exist in a given month).
(b) Annual Subscriptions: Automatically renew for successive twelve (12) month periods on the anniversary of your initial subscription date.
(c) Renewal Charges: Your payment method will be charged automatically at the beginning of each renewal period in the amount of the then-current Subscription fee.
(d) Price Changes: The Company reserves the right to change Subscription pricing at any time. Price changes for existing Subscriptions will take effect at the next renewal period following notice to you.
(e) Authorization: By agreeing to automatic renewal, you authorize the Company to store your payment method information and charge it automatically for each renewal period.
5.4 Payment Method Requirements(a) You must provide a valid payment method (credit card, debit card, or other accepted payment method) to purchase a Subscription.
(b) You represent and warrant that you are authorized to use the payment method you provide and that the payment information you provide is accurate and complete.
(c) You authorize the Company to retain your payment method information for purposes of processing recurring charges and to update such information as may be provided by your payment card issuer or financial institution.
5.5 Failed Payments(a) If a payment fails due to insufficient funds, expired payment method, or other reason, the Company may:
  • Attempt to process the payment again at a later date;
  • Suspend or restrict your access to the Platform until payment is received;
  • Terminate your Subscription and Account; and/or
  • Pursue collection of amounts owed, including through third-party collection agencies.
(b) You remain responsible for any amounts owed, plus any collection costs, administrative fees, or legal expenses incurred by the Company in collecting such amounts.
5.6 TaxesAll fees are exclusive of applicable federal, state, local, or foreign taxes, duties, or similar governmental charges (collectively, "Taxes"). You are responsible for all Taxes associated with your purchase, except for taxes based on the Company's net income. If the Company is required to collect or pay Taxes, such amounts will be charged to your payment method.
5.7 No RefundsAll Subscription fees are non-refundable except as expressly provided in the Company's Refund Policy or as required by applicable law. Please review the Refund Policy carefully before purchasing a Subscription.

6. CANCELLATION OF SUBSCRIPTIONS
You may cancel your Subscription at any time in accordance with the Company's Cancellation Policy, which is incorporated into these Terms by reference.
Key Points:
  • Cancellation stops future automatic renewal charges but does not entitle you to a refund for fees already paid.
  • You will retain access to the Services through the end of your current paid billing period.
  • No prorated refunds or credits will be issued for unused time.
Please refer to the Cancellation Policy for complete details regarding cancellation procedures and effects.

7. REFUND POLICY
All payments and Subscription fees are subject to the Company's Refund Policy, which is incorporated into these Terms by reference and forms an integral part of this Agreement.
Key Points:
  • All Subscription fees are non-refundable once access to the Platform has been granted.
  • Refunds are not provided for non-use of the Platform.
  • Limited exceptions may apply in the Company's sole discretion as described in the Refund Policy.
Please review the Refund Policy carefully before purchasing a Subscription.

8. NATURE OF SERVICES AND ACCESS
8.1 Digital Access-Based Service
You acknowledge and agree that the Platform provides digital, access-based Services. The Subscription fee purchases access to the Services for a specified period, not ownership of any content or materials.
(a) Immediate Access: Access to the Services is granted immediately upon successful payment processing.
(b) Performance Begins Immediately: By purchasing a Subscription, you expressly acknowledge that performance of the Services begins immediately upon Account activation and access provision.
(c) Waiver of Withdrawal Rights: To the extent permitted by applicable law, you expressly waive any statutory right of withdrawal, cooling-off period, or cancellation right that may otherwise apply to distance sales or online transactions.
8.2 Non-Use Does Not Entitle Refund
Your Subscription fee purchases the right to access the Services, not a guarantee of actual use. Failure to access, log in to, or otherwise use the Platform does not entitle you to a refund, credit, or any other compensation.
8.3 Service Availability(a) The Company strives to provide continuous access to the Platform but does not guarantee uninterrupted or error-free operation.
(b) The Platform may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond the Company's control.
(c) The Company reserves the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice.
8.4 No Guarantee of Specific Results
The Company makes no guarantee, representation, or warranty regarding any specific results, outcomes, benefits, or experiences you may obtain from using the Platform or Services.

9. ACCEPTABLE USE AND PROHIBITED CONDUCT
9.1 License GrantSubject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform and Services for your personal, non-commercial use only.
9.2 Prohibited UsesYou agree not to:
(a) Share or Transfer Access: Share, sell, rent, lease, sublicense, distribute, or otherwise transfer your Account, login credentials, or access to the Platform to any third party;
(b) Commercial Use: Use the Platform or Services for any commercial purpose or for the benefit of any third party;
(c) Unauthorized Access: Access or attempt to access any portion of the Platform or Services to which you have not been granted access, or bypass any security measures;
(d) Interference: Interfere with, disrupt, or impose an unreasonable burden on the Platform, servers, networks, or infrastructure;
(e) Reverse Engineering: Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code or underlying algorithms from the Platform;
(f) Automated Access: Use any robot, spider, scraper, or other automated means to access the Platform without express written permission;
(g) Harmful Code: Introduce viruses, malware, or other harmful code or materials;
(h) Unlawful Activity: Use the Platform for any unlawful purpose or in violation of any applicable laws or regulations;
(i) Harassment: Harass, threaten, intimidate, abuse, or harm other users or Company personnel;
(j) Impersonation: Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity;
(k) Intellectual Property Infringement: Infringe upon the intellectual property rights, privacy rights, or other rights of the Company or any third party;
(l) Data Mining: Collect, harvest, or compile user information or Content from the Platform without authorization;
(m) Circumvention: Circumvent, disable, or interfere with security features or features that prevent or restrict use or copying of Content; or
(n) Competitive Use: Access the Platform for purposes of monitoring its availability, performance, or functionality, or for any other competitive purpose.
9.3 EnforcementThe Company reserves the right, but has no obligation, to:
  • Monitor use of the Platform for compliance with these Terms;
  • Investigate violations and take appropriate action;
  • Remove, disable access to, or modify any Content that violates these Terms;
  • Suspend or terminate Accounts that violate these Terms;
  • Cooperate with law enforcement authorities; and
  • Take any other action deemed appropriate in the Company's sole discretion.
9.4 Reporting ViolationsIf you become aware of any violation of these Terms, please report it to: help@worldviewhub.com

10. INTELLECTUAL PROPERTY RIGHTS
10.1 Company Ownership The Platform and all Content, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, designs, and the compilation and organization thereof (collectively, "Company Content"), are the exclusive property of the Company or its licensors and are protected by United States and international intellectual property laws, including copyright, trademark, patent, trade secret, and other proprietary rights.
10.2 Trademarks
DREAMS WORLDVIEW, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You may not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on the Platform are the trademarks of their respective owners.
10.3 Limited License to Users
Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and view Company Content solely for your personal, non-commercial use in connection with your use of the Services.
This license does not include any right to:
  • Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Company Content, except as expressly permitted by these Terms;
  • Use Company Content for commercial purposes or for the benefit of any third party;
  • Remove, alter, or obscure any copyright, trademark, or other proprietary notices from Company Content; or
  • Access or use Company Content through any technology or means other than the Platform interface provided by the Company.
10.4 Reservation of Rights
All rights not expressly granted to you in these Terms are reserved by the Company and its licensors. No license or right is granted to you by implication or otherwise under any intellectual property rights owned or controlled by the Company or its licensors, except for the licenses and rights expressly granted in these Terms.
10.5 Digital Millennium Copyright Act (DMCA)The Company respects the intellectual property rights of others and expects users to do the same.
(a) DMCA Notices: If you believe that any Content on the Platform infringes your copyright, you may submit a notice pursuant to the Digital Millennium Copyright Act (DMCA) by providing our designated Copyright Agent with the following information in writing:
  • A physical or electronic signature of the copyright owner or person authorized to act on their behalf;
  • Identification of the copyrighted work claimed to have been infringed;
  • Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material;
  • Your contact information, including address, telephone number, and email address;
  • A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
Copyright Agent Contact:
DREAMS WORLDVIEW INC
Attn: Copyright Agent
1445 Dolgner Pl, Ste 13
Sanford, FL 32771
Email: support@dreamsworldview.com
(b) Counter-Notices: If you believe that Content you posted was removed in error, you may submit a counter-notice in accordance with the DMCA.
(c) Repeat Infringers: The Company will terminate the Accounts of users who are repeat infringers in appropriate circumstances.

11. USER CONTENT
11.1 User Submissions
Certain features of the Platform may allow you to submit, post, upload, or otherwise make available User Content, including comments, messages, feedback, suggestions, or other materials.
11.2 License Grant to Company
By submitting User Content to the Platform, you grant the Company a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, perform, and otherwise exploit your User Content in connection with the Platform and the Company's business, including for promotional and marketing purposes.
11.3 Representations and Warranties
You represent and warrant that:
(a) You own or have the necessary rights, licenses, consents, and permissions to submit your User Content and to grant the license set forth above;
(b) Your User Content does not infringe, violate, or misappropriate any third-party intellectual property, privacy, publicity, or other rights;
(c) Your User Content does not contain any defamatory, obscene, offensive, or unlawful material; and
(d) Your User Content complies with these Terms and all applicable laws.
11.4 No Obligation to Use
The Company has no obligation to display, use, or respond to any User Content and may remove or modify User Content at any time in its sole discretion.
11.5 Monitoring
The Company has the right, but not the obligation, to monitor, review, or edit User Content. The Company does not endorse or guarantee the accuracy, integrity, or quality of any User Content.

12. PRIVACY AND DATA PROTECTION
Your use of the Platform is subject to the Company's Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy describes how the Company collects, uses, and discloses information about you.
By using the Platform, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.
Please review the Privacy Policy carefully. If you do not agree with the Privacy Policy, you must not use the Platform.

13. THIRD-PARTY LINKS AND SERVICES
13.1 Third-Party Content
The Platform may contain links to third-party websites, applications, services, or resources ("Third-Party Services") that are not owned or controlled by the Company.
13.2 No Endorsement
The Company does not endorse, warrant, or assume any responsibility for any Third-Party Services. Links to Third-Party Services are provided for your convenience only.
13.3 Your Responsibility
You acknowledge and agree that:
(a) The Company is not responsible for the availability, accuracy, content, or practices of Third-Party Services;
(b) Your use of Third-Party Services is at your own risk and subject to the terms and conditions and privacy policies of such Third-Party Services; and
(c) The Company shall not be liable for any harm or damages arising from your use of Third-Party Services.

14. DISCLAIMERS AND NO PROFESSIONAL ADVICE
14.1 Educational and Informational Purposes Only
The Platform and Services provide educational, informational, and experiential content for personal development and community engagement purposes only.
The Company does not provide professional advice of any kind, including but not limited to medical, psychological, psychiatric, therapeutic, legal, financial, investment, tax, or career advice.
14.2 No Professional Relationship
Nothing on the Platform creates or is intended to create a professional-client relationship between you and the Company or any instructor, facilitator, or contributor.
14.3 Consult Professionals
You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information, content, or materials provided through the Platform. You should consult with appropriate licensed professionals before making any decisions or taking any actions based on information obtained through the Platform.
14.4 No Substitute for Professional Care
The Services are not intended to be a substitute for professional medical, mental health, legal, financial, or other professional services. If you are experiencing a medical or mental health emergency, contact emergency services immediately.
14.5 Individual Results May Vary
Any testimonials, case studies, examples, or results described on the Platform are illustrative only and do not guarantee that you will achieve similar results. Individual results may vary based on numerous factors.

15. DISCLAIMERS OF WARRANTIES
15.1 "AS IS" and "AS AVAILABLE"THE PLATFORM AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
15.2 Disclaimer of All Warranties
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:
(a) Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement;
(b) Warranties arising from course of dealing, course of performance, or usage of trade;
(c) Warranties that the Platform or Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components;
(d) Warranties regarding the accuracy, reliability, completeness, or timeliness of any Content or information provided through the Platform; and
(e) Warranties that any defects or errors will be corrected.
15.3 No Guarantee of Availability
The Company does not warrant that the Platform will be available at all times or that access will be uninterrupted or error-free. The Platform may be unavailable due to maintenance, technical issues, or circumstances beyond the Company's control.
15.4 Use at Your Own Risk
You acknowledge that your use of the Platform and Services is at your sole risk. You are solely responsible for any damage to your computer system, mobile device, or loss of data that results from your use of the Platform.
15.5 Jurisdictional Limitations
Some jurisdictions do not allow the exclusion of certain warranties. In such jurisdictions, some of the above exclusions may not apply to you, and you may have additional rights.

16. LIMITATION OF LIABILITY
16.1 Exclusion of Damages
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE "COMPANY PARTIES") BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:
(a) Loss of profits, revenue, business, or anticipated savings;
(b) Loss of data or information;
(c) Loss of business opportunity or goodwill;
(d) Personal injury or emotional distress;
(e) Cost of substitute services; or
(f) Any other indirect or consequential loss or damage,
WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16.2 Cap on Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE COMPANY PARTIES FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM OR SERVICES SHALL NOT EXCEED THE GREATER OF:
(a) THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY FOR YOUR SUBSCRIPTION DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY; OR
(b) ONE HUNDRED DOLLARS ($100.00 USD).
16.3 Basis of the Bargain
You acknowledge and agree that the disclaimers and limitations of liability set forth in these Terms reflect a reasonable allocation of risk between you and the Company and form an essential basis of the bargain between the parties. The Company would not be able to provide the Platform and Services on an economically reasonable basis without these limitations.
16.4 Jurisdictional Limitations
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the liability of the Company Parties shall be limited to the fullest extent permitted by applicable law.

17. INDEMNIFICATION
17.1 Your Indemnification Obligation
You agree to indemnify, defend, and hold harmless the Company Parties from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys' fees and court costs) arising out of or relating to:
(a) Your access to or use of the Platform or Services;
(b) Your violation of these Terms or any applicable law or regulation;
(c) Your User Content or any content you submit, post, or transmit through the Platform;
(d) Your violation of any third-party rights, including intellectual property, privacy, publicity, or other proprietary rights;
(e) Any dispute between you and any other user of the Platform; or
(f) Any negligent or wrongful conduct by you.
17.2 Defense and Settlement
The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with the Company in asserting any available defenses. You may not settle any claim subject to this indemnification provision without the Company's prior written consent.

18. SUSPENSION AND TERMINATION
18.1 Termination by You
You may terminate your Account and discontinue use of the Platform at any time by canceling your Subscription in accordance with the Cancellation Policy.
18.2 Termination by Company
The Company reserves the right, in its sole discretion, to suspend, disable, or terminate your Account and access to the Platform at any time, with or without notice, for any reason or no reason, including but not limited to:
(a) Violation of these Terms or any incorporated policy;
(b) Fraudulent, abusive, harassing, or illegal activity;
(c) Non-payment or failed payment processing;
(d) Sharing or unauthorized use of Account credentials;
(e) Conduct that the Company determines to be harmful to the Platform, other users, or the Company's interests; or
(f) Any other reason in the Company's sole discretion.
18.3 Effect of Termination
Upon termination of your Account:
(a) Your right to access and use the Platform and Services will immediately cease;
(b) You will not be entitled to any refund of Subscription fees or other payments, except as expressly provided in the Refund Policy;
(c) The Company may delete or archive your Account information and User Content;
(d) All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability; and
(e) You remain liable for any obligations incurred prior to termination.
18.4 No Liability for Termination
The Company shall not be liable to you or any third party for any termination or suspension of your Account or access to the Platform.

19. GOVERNING LAW
These Terms and any dispute or claim arising out of or relating to these Terms, the Platform, or the Services shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without giving effect to any choice or conflict of law provision or rule.
The United Nations Convention on Contracts for the International Sale of Goods shall not apply to these Terms.

20. DISPUTE RESOLUTION AND ARBITRATION
20.1 Mandatory Binding Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
Except as provided in Section 20.7 below, any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or the Services, including the breach, termination, enforcement, interpretation, or validity thereof (collectively, "Disputes"), shall be resolved exclusively through final and binding arbitration, rather than in court.
20.2 Arbitration Rules and Forum
The arbitration shall be administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, the "AAA Rules"), as modified by these Terms.
The AAA Rules are available at www.adr.org or by calling 1-800-778-7879.
20.3 Arbitration Procedures(a) Initiating Arbitration: A party who intends to seek arbitration must first send a written notice of the Dispute to the other party by certified mail ("Notice"). The Notice to the Company should be addressed to:
DREAMS WORLDVIEW INC
Attn: Legal Department
1445 Dolgner Pl, Ste 13
Sanford, FL 32771
United States
(b) Informal Resolution: The parties agree to attempt to resolve the Dispute informally for at least thirty (30) days before initiating arbitration.
(c) Arbitrator: The arbitration shall be conducted by a single neutral arbitrator selected in accordance with the AAA Rules.
(d) Location: The arbitration shall take place in the State of Delaware, or at another location mutually agreed upon by the parties, or by telephone or video conference.
(e) Costs: Each party shall bear its own costs and attorneys' fees, unless the arbitrator awards costs and fees to the prevailing party as permitted by applicable law and the AAA Rules. The Company will pay all AAA filing, administration, and arbitrator fees for claims seeking less than $10,000, unless the arbitrator finds the arbitration frivolous or brought for an improper purpose.
(f) Decision: The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
20.4 Class Action Waiver
YOU AND THE COMPANY AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
You and the Company expressly waive any right to pursue claims on a class-wide, consolidated, or representative basis, or to participate in a class action, mass action, or representative action, whether in arbitration or in court.
If a court or arbitrator determines that this class action waiver is unenforceable, then the arbitration agreement in this Section 20 shall be null and void, and the Dispute shall be resolved in court in accordance with Section 20.8.
20.5 Jury Trial Waiver
TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND THE COMPANY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS, THE PLATFORM, OR THE SERVICES.
20.6 Time Limitation on Claims
Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to these Terms, the Platform, or the Services must be filed within one (1) year after such claim or cause of action arose, or be forever barred.
20.7 Exceptions to Arbitration
Notwithstanding the foregoing, either party may bring an individual action in small claims court if the claim qualifies for small claims court jurisdiction.
Additionally, either party may seek equitable relief in court for infringement or misappropriation of intellectual property rights.
20.8 Jurisdiction and Venue
If for any reason a Dispute proceeds in court rather than arbitration, you and the Company agree that any judicial proceeding shall be brought exclusively in the state or federal courts located in the State of Delaware, and both parties hereby irrevocably consent to the personal jurisdiction and venue of such courts.
20.9 Severability of Arbitration Provision
If any portion of this arbitration provision is found to be unenforceable, the unenforceable portion shall be severed, and the remainder of the arbitration provision shall be enforceable.

21. GENERAL PROVISIONS
21.1 Entire Agreement
These Terms, together with the Refund Policy, Cancellation Policy, Privacy Policy, and any other policies or agreements incorporated by reference, constitute the entire agreement between you and the Company regarding the subject matter hereof and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, whether written or oral.
21.2 Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable while preserving its intent, or if such modification is not possible, such provision shall be severed and deleted from these Terms. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of any other provision, and all remaining provisions shall remain in full force and effect.
21.3 Waiver
No waiver of any provision of these Terms shall be deemed or shall constitute a waiver of any other provision, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by an authorized representative of the Company.
The Company's failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.
21.4 Assignment
You may not assign, transfer, or delegate these Terms or your rights or obligations hereunder, in whole or in part, whether voluntarily or by operation of law, without the prior written consent of the Company. Any attempted assignment, transfer, or delegation without such consent shall be null and void.
The Company may freely assign, transfer, or delegate these Terms and its rights and obligations hereunder, in whole or in part, without restriction and without notice to you.
Subject to the foregoing, these Terms shall bind and inure to the benefit of the parties and their respective successors and permitted assigns.
21.5 No Third-Party Beneficiaries
These Terms are for the sole benefit of you and the Company and are not intended to confer any third-party beneficiary rights upon any other person or entity, except as expressly provided herein with respect to the Company Parties.
21.6 Force Majeure
The Company shall not be liable for any failure or delay in performance under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
21.7 Notices(a) Notices to You: The Company may provide notices to you via email to the address associated with your Account, by posting on the Platform, or by other reasonable means. You consent to receive electronic communications from the Company, and you agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing.
(b) Notices to Company: You may provide notices to the Company at:
DREAMS WORLDVIEW INC
1445 Dolgner Pl, Ste 13
Sanford, FL 32771
United States
Email: help@worldviewhub.com
All notices to the Company must be in writing and will be deemed given when received.
21.8 Headings
The section headings in these Terms are for convenience only and have no legal or contractual effect.
21.9 Interpretation
As used in these Terms, "including" means "including but not limited to." The words "herein," "hereof," and "hereunder" refer to these Terms as a whole.
21.10 Language
These Terms are drafted in the English language. If these Terms are translated into any other language, the English language version shall control in the event of any conflict or discrepancy.
21.11 Survival
All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification obligations, limitations of liability, dispute resolution provisions, and general provisions.
21.12 Relationship of Parties
Nothing in these Terms shall be construed to create a partnership, joint venture, agency, employment, or franchise relationship between you and the Company. You have no authority to bind the Company or make any representations on behalf of the Company.
21.13 Export Control
You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce and sanctions programs administered by the U.S. Department of Treasury's Office of Foreign Assets Control. You represent and warrant that you are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services, and that you are not on any U.S. government list of prohibited or restricted parties.

22. CONTACT INFORMATION
For questions, concerns, or notices regarding these Terms or the Platform, please contact:
DREAMS WORLDVIEW INC
1445 Dolgner Pl, Ste 13
Sanford, FL 32771
United States
Email: help@worldviewhub.com
Customer Support Hours:
Monday – Friday, 9:00 AM – 5:00 PM Eastern Time
(Excluding federal holidays)

23. ACKNOWLEDGMENT AND ACCEPTANCE
BY CLICKING "I AGREE," BY CREATING AN ACCOUNT, BY PURCHASING A SUBSCRIPTION, OR BY ACCESSING OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND ALL POLICIES INCORPORATED HEREIN BY REFERENCE.
IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE PLATFORM.